[Fredslist] Fwd: Default Student Loan Help

[Odey Raviv]

>> Hello Gothamites,
>> 
>> My daughter, a nurse practitioner, had her Federal Perkins Loan go into default. 
>> The amount is 11K.
>> Her loan carrier switched to Heartland ECSI during a hectic time when she had
>> to vacate her apartment.  
>> She has her loans and bills set up for automatic payment for efficiency, but
>> only the Nursing Student Loan and not the Perkins Loan with ESCI were set up.
>> She states that she did not receive any voice messages from ESCI and did not make the connection with unopened envelopes that seemed like a medical company (as an NP she receive Medical  pitches)  not a request for payment from a loan company.
>> 
>> The situation is further complicated because she works for a New York City hospital which will forgive her loan after a certain amount of service but will not forgive a loan if
>> it is in default.
>> 
>> I would appreciate anybody's input in dealing with this situation.
>> 
>> Best,
>> Odey
>> 
>> -- 
>> Odey Raviv, Ph.D.
>> Collegiate Academic Coach
>> Learning, Executive Functioning, Motivation
>> SAT, ACT Test Prep for Students with Testing Modifications
>> Offices in Manhattan and Glen Cove
>> FaceTime and Skype Sessions
>> 516-732-1617
>> dr.odeyraviv at gmail.com
>> www.collegiateacademiccoach.com
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