[Fredslist] Q: Best Health Ins. for Self-employed?

[Lee Ryder]

Hi Iris: I switched over to Freelancers Union after leaving COBRA. I  
investigate a number of options. The other was Mediabistro.

I chose the Freelancers Union plan with Empire BlueCross PPO because  
it had all my current providers on it (which speaks well of the plan  
because I switched over from United Healthcare which had excellent  
doctors. It's a top of the line plan but the cost is under $500 a  
month which I consider reasonable.

The Mediabistro plans offer Oxford as well as other carriers. The  
Oxford plans limited coverage to one physical a year until you met a  
deductible of $2000. They are more affordable at around $365/month.


Lee Ryder
304 West 75th Street
New York, NY 10023

212-877-6898(h)
917-836-8242 (c)

www.artson75.com
www.leeryder.net
www.amusesingers.org

On Jul 14, 2009, at 8:47 AM, IrisWolinsky at aol.com wrote:

Hello all,

    A recent raise, once again, of over 17% in NYCBA group rate for  
just me for health insurance has me wondering about other options, and  
I figured this is the best place to gather input.

    A few people I know have now been with Freelancers Union for 2-3  
years and speak well of it.  I was told they use all Blue Cross/Blue  
Shield providers.  However, a brief visit to their site surprised me  
with options of various other insurance companies including GHI,  
Atlantis, Horizon, etc.  Does anyone in Gotham use Freelancers and  
what do you think?

    Any other ins. companies or plans to recommend?

    Any input on - if there is such a thing as - reasonably priced  
health ins. rates - is greatly appreciated.  This is information the  
self-employed among us should be sharing.

    Have another beautiful sunshiney day!

    Thanks to all.

Iris

Iris Wolinsky
Attorney Arbitrator Mediator
227 Riverside Drive
New York, NY 10025
(212) 865-0505 Tel & Fax
(917) 716-7690 Cell
iriswolinsky at aol.com

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