Kelly has over 20 years of experience helping high networth clients, business owners and diverse professionals make sound decisions. Prior to founding WFS, she was for six years a financial representative with Northwestern Mutual Life where she enjoyed a close association with The Estate Strategies Group. Before that she was a corporate banker with JPMorgan Chase, an investment specialist with Fleet Enterprises and a consultant with Cowan Financial. Earlier, she owned and operated an international bank marketing consultancy with offices in New York, London and Paris. A long time member and past officer of the Financial Planning Association, she created the Malcolm S. Forbes Award for Excellence in Advancing Understanding of Financial Planning Among the Public.