[Fredslist] Another one of Gotham's Successful Business seminars!

rosalia at gothamnetworking.com rosalia at gothamnetworking.com
Thu Oct 27 13:31:22 EDT 2022


Did you know that at age 65 you’re required to enroll with Medicare or face penalties… indefinitely?

Thanks to Ben & Caitlyn, everyone on today’s Medicare related Business Seminar does!

Ben and Caitlyn covered so much! Some of the highlights:

Who is eligible and the differences between Medicare Part A, B, C & D.
Differences between Original Medicare vs. Medicare Advantage and uses for Medigap.
 IRMA - No, its not a hurricane even though enrolling in Medicare may feel that way. IRMA is Income Related Monthly Adjustment Amounts, which is a surcharge in addition to your part B & D premiums with a 2 year look back period. They discussed the 60 day period in which you can ask for limited appeals.

Things to consider in your Medicare plan analysis:

Are you on any costly monthly maintenance drugs?
Does your employer offer any “Credible Coverage”?
Will Medicare be your primary or secondary coverage?
Coverage benefits per plan vs Hospital and Nursing home benefits - depending on which services you might need, which will result in more out of pocket costs for you.

Two great resources to help you navigate Medicare Enrollment:

medicare.gov <http://medicare.gov/> Plan Finder 
NY SHIP for local help (New York State  Healthcare Insurance Assistance Program)
https://www.shiphelp.org/about-medicare/regional-ship-location/new-york

Just an FYI Medicare Enrollment Period Is Oct 15th - Dec 7th.


Please reach out to Ben Gheizhals or Caitlyn Ryan with any direct questions!



Regards, 

Rosalia Ruberto
Administrative Coordinator
Gotham Networking
rosalia at gothamnetworking.com



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