[Fredslist] another scam alert

[Ester Horowitz]

Here's the other problem Iris. The very same scanners now has access  
to steal your identity in addition to the scam. If you need around the  
clock monitoring with restoration protection I can recommend the most  
endorsed program to you.

Warmest regards,
Ester Horowitz
516 318-8655

On Aug 6, 2009, at 10:05 PM, IrisWolinsky at aol.com wrote:

>
>
>  New Credit Card Scam [a reliable friend sent it to me......]
>
>  Snopes.com says this is true. See this site -
>  http://www.snopes.com/crime/warnings/creditcard.asp
>
>  This one is pretty slick since they provide YOU with all the  
> information,
>  except the one piece they want..
>
> Note, the callers do not ask for your card number; they already have  
> it.
> This information is worth reading. By understanding how the20VISA &
> MasterCard Telephone Credit Card Scam works, you'll be better  
> prepared to
> protect yourself.
>
> The scam works like this:
>  Caller: 'This is  (name), and I'm calling from the Security and  
> Fraud Department at VISA. My Badge number is 12460. Your card has  
> been flagged for an unusual purchase
> pattern, and I'm calling to verify. This would be on your VISA card  
> which
> was issued by (name of bank). Did you purchase an Anti-Telemarketing  
> Device
> for $497.99 from a Marketing company based in Arizona ?'
>
> When you say 'No', the caller continues      with, 'Then we will be  
> issuing a
> credit to your account. This is a company we have been watching and  
> the
> charges range from $297 to $497, just under the $500 purchase  
> pattern that
> flags most cards. Before your next statement, the credit will be  
> sent to
> (gives you your address), is that correct?'
>
> You say 'yes '. The caller continues - 'I will be starting a Fraud
> investigation. If you have any questions, you should call the 1- 800  
> number
> listed on the back of your card (1-800-VISA) and ask for Security.'
>
> You will need to refer to this Control Number. The caller then gives  
> you a
> 6 digit number.. 'Do you need me to read it again?'
>
> Here's the IMPORTANT part on how the scam works. The caller then  
> says, 'I
> need to verify you ar e in possession of your card'. He'll ask you  
> to 'turn
> your card over and look for some numbers'. There are 7 numbers; the  
> first 4
> are part of your card number, the next 3 are the security Numbers that
> verify you are the possessor of the card. These are the numbers you
> sometimes use to make Internet purchases to prove you have the card..
> The caller will ask you to read the 3 numbers to him. After you tell  
> the caller
> the 3 numbers, he'll say, 'That is correct, I just needed to verify  
> that
> the card has not been lost or stolen, and that you still have your  
> card. Do
> you have any other questions?' After you say No, the caller then  
> thanks you
> and states, 'Don't hesitate to call back if you do, and hangs up.
>
> You actually say very little, and they never ask for or tell you the  
> Card
> number. But after we were called on Wednesday, we called back within  
> 20
> minutes to ask a question. Are we glad we did! The REAL VISA Security
> Department told us it was a scam and in the last 15 minutes a new  
> purchase
> of $497.99 was charged to our card.
>
> Long story - short - we made a real fraud report and closed the VISA
> account. VISA is reissuing us a new number. What the scammers want  
> is the
> 3-digit PIN number on the back of the card Don't give it to them.  
> Instead,
> tell them you'll call VISA or Master card directly for verification of
> their conversation. The real VISA told us that they will never ask for
> anything on the card as they already know the information since they  
> issued
> the card! If you give the scammers your 3 Digit PIN Number, you think
> you're receiving a credit. However, by the time you get your statement
> you'll see charges for purchases you didn't make, and by then it's  
> almost
> too late and/or more difficult to actually file a fraud report.
>
> What makes this more remarkable is that on Thursday, I got a call  
> from a
> 'Jason Richardson of Master Card' with a word-for-word repeat of the  
> VISA
> scam. This time I didn't let him finish. I hung up! We filed a police
> report, as instructed by VISA. The police said they are taking  
> several of
> these reports daily! They also urged us to tell everybody we know  
> that this
> scam is happening.
>
> Please pass this on to all your family and friends. By informing each
> other, we protect each other.
> _______________________________________________
> Fredslist mailing list
> Fredslist at gothamnetworking.com
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