[Fredslist] promotion--Health Insurance Planning

[Howard W. Bersch]

What to Review Before Deciding on a Health Insurance Plan

 

Employee Utilization

       

          Are they mostly using doctors in the network?

          Do they need access to out-of-network doctors?

Do they have relationships with doctors that they would not change?

 

Accessibility of Services

 

          Are their doctors in network?

          Are their primary care physicians near their home?

          Are there sufficient specialists?

 

Plan Quality

 

          Do you know anyone who has used this carrier/plan?

 

Overall Cost of the Plan

 

          How does it compare to other plans?

 

Prescriptions

 

          Where do most of your prescriptions fall in the drug plan?

          Is mail order service limited to certain conditions?

 

Out-of-Area Coverage of Emergency Care

 

          What happens if your symptoms warrant an emergency room visit yet
the diagnosis does not?

 

TAKE CARE OF TOMORROW TODAY

 

For more information please call: 201-567-3236

Howard W. Bersch, Independent Insurance Broker

howard at hwbinsurance.com

 
Howard W. Bersch
tel. 201 567-3236
fax 201 567-6210
email- howard at hwbinsurance.com
Take Care of Tomorrow Today
 
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