[Fredslist] NEEDS ANALYSIS promotion

[Howard W. Bersch]

Family Life Insurance Needs Analysis

(Just 5 minutes of your time may make a difference for a lifetime)

 

Step One:

 

1.         Final Expenses (funeral, attorney fees, probate, etc.)
$________

 

2.         Mortgage Balance
$________

 

3.         Debts (auto loans, credit card balances, etc.)
$________

 

4.         Children's Education            $___________   X  ___________
=          $________

                                                              Total cost of
degree     No. of children

 

            (As an estimate, the average annual cost of tuition for a
4-year, in-state public university

            is approximately $8000, and $20,000 for a private university.
Current average room and board

            costs are $7000 per year. Books and other fees should be
included as well.)

 

5.         Living Expenses                    $___________    X   __________
=   $________

            (food, utility bills, rent,                Annual amount
No. of years you will       

            clothing, day care , etc)
have to support your family                     

 

                                                            Total Step One
(add nos. 1 through 5):                  $________

 


Step Two:

 

6.         Existing Life Insurance Policies
$________

 

7.         Cash and Savings Accounts Totals
$________

 

8.         Other Liquid Assets
$________

 

                                                            Total Step Two
(add nos. 6 through 8):                  $________

 

Step Three:

 

The additional life insurance you need totals:        Total Step One
=          $_________                                      

 
Minus    Total Step Two                      =          $_________

 

          Remember..Life Insurance can help protect your family's

                                                financial future.

 

TAKE CARE OF TOMORROW TODAY

 

 

                   HOWARD W. BERSCH

                                      1-888-851-9082   ext.  705

                                      howard at hwbinsurance.com

 


 
Howard W. Bersch
tel. 201 567-3236
fax 201 567-6210
email- howard at hwbinsurance.com
 
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